20160123_平价医疗法案正在为数百万人带来改变

Affordable Care Act is Making a Difference for Millions of Americans (January 23, 2016) 平价医疗法案正在为数百万人带来改变(2016年1月23日) Hi, everybody. When I took office seven years ago this week, more than 15% of Americans went without health insurance. For folks who did have coverage, insurance companies could deny you coverage or charge you more just because you'd been sick. And too many Americans gave up their dreams of changing jobs or going back to school because they couldn't risk giving up their employer-based insurance plan. 大家好.当我在七年前的这个星期就职时,15%以上的人们在没有医疗保险的情况下奔波着.对那些确实有着医保覆盖的人们来说,保险公司可以否决你的医保方案或者仅因为你曾经得过病就让你付更多的钱.太多的人们放弃他们换工作或者重新受教育的梦想,因为他们不能冒险放弃以雇主为基础的保险方案. We've changed that. As the Affordable Care Act has taken effect, nearly 18 million Americans have gained coverage. In fact, for the first time ever, more than 90 percent of Americans are covered. Up to 129 million Americans with pre-existing conditions no longer face the risk being denied coverage or being charged more just because they've been sick. 137 million Americans with private insurance are now guaranteed preventive care coverage. We've done all this while cutting our deficits and keeping health care inflation to its lowest levels in fifty years. And we've begun filling the gaps in employer-based care so that when we change jobs, lose a job, go back to school, or start that new business, we can still get coverage. 我们已经改变了这些.在平价医疗法案实施后,近1800万人已经获得了医保覆盖.事实上,有史以来的第一次,90%多的人们获得了医保覆盖.多达1.29亿有着身体状况的人们,再也不能被保险公司否决医保方案,或者你曾经得过病就让你付更多的钱.1.37亿有着私人保险的人们,被保证依然拥有之前的医保覆盖.我们完成了这一切,同时削减了我们的赤字,让医疗保险通胀率保持在50年以来的最低水平.我们已经填补了以雇主为基础的保险方案的空白,因此当我们换工作,失业,回学校就读,或者开办新企业,我们仍能获得医保覆盖. If you want to know how important that is, just ask an American like Heather Bragg. 如果你想知道这有多么的重要,就问问像希瑟•布拉格这样的人吧. Heather's a small business owner in Bluffton, South Carolina. Last year, she wrote me a letter and told me how, for years, her family had depended on her husband's job for their insurance. But thanks to the Affordable Care Act, her husband Mike had the freedom to switch jobs and join Heather at the small business she'd launched a few years ago. 希瑟是一个在南卡罗莱纳州布拉夫顿的小企业主.去年,她写信告诉我,数年来,她的家庭为了他们的保险,是如何依赖于她丈夫工作的.但多亏了平价医疗法案,她的丈夫麦克有了选择工作的自由,并加入到希瑟几年前开办的小企业中. Through the Health Insurance Marketplace, they found better coverage that actually saved them hundreds of dollars a month. Today, Heather only pays about ten dollars for the asthma inhaler she needs. "For the first time," Heather wrote, "we're not living paycheck to paycheck; we're able to pay our bills and put some money back into savings." And because Mike doesn't have to work nights or weekends anymore, he can coach their son's soccer team and tuck the kids in at night. And you can't put a price on something like that. 通过医疗保险市场,他们找到了更好获得医保覆盖的方法,事实上每月可以节省他们数百美元.现在,希瑟只需要为她所需要的哮喘呼吸器支付10美元."第一次,"她写到,"我们不是靠薪水生活;我们能够付清自己的账单,并把一些钱存起来."因为麦克不必再在夜里或者周末加班了,他可以当他们儿子的足球队教练,在夜里哄孩子们上床睡觉.你不必为像这样的事情付出代价. If you haven't looked at your new coverage options, you've still got time to get covered on the Health Insurance Marketplace for 2016. In fact, you have until January 31 – next Sunday – to enroll. Just go to HealthCare.gov, CuidadoDeSalud.gov, or call 1-800-318-2596. Most folks buying a plan on the Marketplace can find an option that costs less than $75 a month. Even if you already have insurance, take a few minutes to shop around. In fact, consumers who switched to a new plan for 2016 ended up saving an average of more than $500. 如果你还没了解你新的医保覆盖选项,你仍有时间在医疗保险市场获得2016年的医保覆盖.实际上,你必须在1月31日前--下个周日--进行注册.只要访问HealthCare.gov, CuidadoDeSalud.gov,或者拨打1-800-318-2596.大部分在市场上购买医保方案的人们都能找到每月低于$75的选择.即便你已经获得保险,花点儿时间货比三家.事实上,选择2016年新方案的消费者,最终可以平均节省$500以上. That's what the Affordable Care Act did. This is health care in America today. Affordable, portable security for you and your loved ones. It's making a difference for millions of Americans every day. And it's only going to get better. Thanks, and have a great weekend. 这就是平价医疗法案所实现的事情.这就是美国今天的医疗保险.负担得起,你和你爱着的人们能很方便得获得安全感.这每天都在改变着数百万人们的生活.这只会变得更好.谢谢大家,周末快乐.